American Financial Services is committed to protecting your private information. This Privacy Statement describes the information that we collect when you visit one of our sites. It also describes how we use that information, and how you can update any collected personal information. We reserve the right to append or otherwise modify this Privacy Statement at any time. Please revisit this page occasionally to check for updates.
Telephone Consumer Protection Act Compliance
If you provide a cell phone number with your contact information, American Financial Services and/or American Financial Services clients may dial this number, possibly using an autodialer, to provide quote information and/or seek additional information in order to provide a quote. By providing a cell phone number, you agree to be contacted at that cell phone number, regardless of whether you, or someone else, is in possession of the cell phone when contact is made. Entering into this agreement is not a condition of purchasing any goods or services.
Information We Collect
Information Collected Automatically
- The name of your browser, e.g., Internet Explorer, Chrome, etc.
- Your Internet domain, e.g., AOL, Netcom, Earthlink, etc.
- Your computer's operating system, e.g., Windows, Macintosh, UNIX, Linux
- Your navigation path, e.g., the URL(s) that you use to access our site, which of our pages you visit, and where you go when you leave
- Your IP address
Third Party Advertisers
American Financial Services works with third party advertisers and other vendors to serve ads and collect data on our sites. These companies may use information (including your name, address, email address, or telephone number) about your visits to these and other websites in order to provide advertisements on these sites and other websites about goods and services that may be of interest to you.
Information You Provide to Us
In addition to the information automatically collected by your browser, American Financial Services also collects information that you provide to us when you request quotes. Our web sites provide users with the opportunity to request quote information from providers and brokers. To do this, we collect contact information (name, address, phone number, email address, gender, age, work experience, etc.) as well as information relevant to the applicant's insurability (driver history, vehicle usage, etc.). This contact information is then provided to the partners from which the user has requested quote information.
By submitting a quote request, you acknowledge that American Financial Services's service requires you to agree that our partner companies may obtain a consumer report or credit score from a consumer reporting agency (also known as a credit bureau) and that these partner companies do not have the right to obtain a consumer report or credit score without your written instruction which you are granting by clicking the submit button. Accordingly, by submitting a quote request you instruct consumer reporting agencies to provide a consumer report or credit score on you to these partner companies if requested within a reasonable date from the time you submit information to American Financial Services. In the event that one of our partner companies obtains this credit information that partner company will not share this information with any other party. Where permitted by law, some companies or their agents may confirm your information, through the use of consumer reports.
By submitting a quote request, you also authorize American Financial Services to provide the information submitted in the quote request to third-party marketing partners so that they can market related products or services to you. If you would like to opt-out of receiving promotional or marketing emails from American Financial Services or such marketing partners in the future, do not want us to make your information available to these companies, you can email Support@american-financial-services.com to unsubscribe. Please note that your decision to opt-out does not preclude us from communicating with you regarding your existing or past relationship with American Financial Services and shall not preclude us or our representatives from accessing and using the information you have provided in a manner that is not personally identifying (such as in aggregate or anonymous form). If you do not wish to receive further communications from any person or entity (such as a marketing partner) to whom we have forwarded your information with your permission, you must contact them directly.
How We Use This Information
The information that is automatically collected by this web site allows American Financial Services to further develop and improve the layout, design, and usability of the site, in order to better serve your Internet needs. Information you provide to us is used for marketing purposes, and may result in follow-up communications.
Your Rights - Our Obligations
The company respects the privacy of users visiting our sites and will abide by all applicable laws concerning release of personal information. On occasion, we may use certain directory information that we collect from you to send you information, via direct mail or email, about products and services, or updates and other information that we think may be of interest to you. We may share this information with our partners to bring similar information to your attention. If you tell us that you do not wish to have this information used as a basis for further contact with you, we will respect your wishes. Please contact us to request that your name and address should be removed from our lists. If you do not want to receive e-mails from us, please submit a request to have your e-mail address unsubscribed by emailing Support@american-financial-services.com. If you wish to review or update the personal information that American Financial Services has collected from you, please email us at Support@american-financial-services.com. To protect your privacy and better safeguard your information, we will also take reasonable steps to verify your identity before granting access or making corrections.
Our Security Measures
Compliance with Law
American Financial Services reserves the right to disclose your personal information if required to do so by law, or in the good faith belief that such action is reasonably necessary to comply with legal process, respond to claims, or protect the rights, property, or safety of our company, employees, customers, or the public.
Why We Use "Cookies"
Links From Our Site To Other Sites
Some of our sites may contain links to other sites external to our sites. When you access these external web sites, the providers of the sites will have access to certain information about you. American Financial Services is not responsible for the privacy practices or the content of any web sites which we do not directly control.
IP (Internet Protocol) Address
This is the address of a computer attached to a TCP/IP network. Every client and server station must have a unique IP address. Client workstations have either a permanent address or one that is dynamically assigned for each dial-up session. IP addresses are written as four sets of numbers separated by periods; for example, 18.104.22.168.
A browser session is defined as the period of time a browser is in consecutive use. The session begins when you open the browser and ends when you close it. When you re-open the browser, you begin a new session.
SSL Encryption (Secure Sockets Layer)
All information submitted through American Financial Services is encrypted using SSL (Secured Sockets Layer) protocol, the leading security protocol on the Internet. When an SSL session is started, the browser sends its public key to the server so that the server can securely send a secret key to the browser. The browser and server exchange data via secret key encryption during that session. American Financial Services also uses SSL encryption whenever we display your personal information (e.g. name and address) on our website.
URL (Uniform Resource Locator)
An Internet address. URLs are used to locate sites on the Internet and to navigate between sites and pages within sites. The URL for American Financial Services is https://american-financial-services.com.